Will be held between July 6-17, 2026 for all UNT, UNT Health, UNT Dallas, and UNT System Administration employees.
Changes You Can Make During Summer Enrollment
- Enroll, change or waive benefit elections for medical, dental and vision plans.
- Opt out of medical coverage (an opt out credit may apply)
- Add or drop eligible dependents
- Enroll, change or waive TexFlex elections
- Apply for Short-Term/Long-Term Disability Insurance, Optional Term Life and Dependent Term Life Insurance (Evidence of Insurability is required)
Changes for Plan Year 2027 Include:
Healthcare Insurance Rate Increase - HealthSelect of Texas and Consumer Directed HealthSelect premiums will increase by 8%. With the exception of plan out-of-pocket maximums increasing to match new IRS limits, plan benefits will not change. The comparison chart includes details about both plans to make informed decisons. Also, please remember that if you are a 9-month employee who has not elected salary spread, you must check the 9-month box when selecting or making any changes to your HSA contributions to ensure correct monthly deductions from your paychecks.
Dental Insurance Provider Change With Rate Adjustments - Humana Dental will be the new dental provider for the State of Texas Dental Plans. Premiums will increase by 12.5 % for the Dental Choice PPO and will decrease by 2% for the DHMO. Amoung other benefits, the change to Humana results in an expanded network of dentist with no change in plan coverage. Current participants enrolled in ether dental plan do not need to re-enroll. However, beginning August 3, DHMO participants will need to designate a primary care dentist (PCD) from the Humana Dental DHMO network, even if your current PCD is in the network. More information ahout the two plans can be found here.
Vison Insurance Rate Increase - The State of Texas Vision premiums will increase by 7.5%. ERS has reported no changes to providers or coverage. More information is avialable here.
Increase to TexFlex Healthcare and Dependent Flexible Spending Account Limits- The IRS establishes the maximum annual limits applicable to flexible spending accounts and carryover amounts. For plan year 2027 (September 1, 2026 to August 31, 2027), participants with a healthcare or limited-purpose FSA can contribute up to $3,400 (up from $3,300), and the carryover amount is increasing to $680. Funds up to $660 not used by August 31, 2026 will roll forward to the next plan year.
Dependent Care maximum contribution limits will increase to $7,500 (up from $5,000). Highly compensated individuals (as defined by the IRS) who elect the TexFlex Dependent Care FSA may be subject to a lower Dependent Care FSA maximum. Also, please remember that if you are a 9-month employee who has not elected salary spread, you must check the 9-month box when selecting or making any changes to your TexFlex or other FSA contributions to ensure correct monthly deductions from your paychecks.
More information regarding the changes and other benefit-related information can be found in the Enrollment Guide including the Rate Changes for Plan Year 2027.
Frequently Asked Questions (FAQs)
What is Summer Enrollment?
Summer Enrollment is an annual event that allows employees to make changes to their healthcare and optional insurance coverage for the new plan year. Changes made during this Summer Enrollment period will be effective September 1, 2026 for Plan Year 2027 (September 1, 2026 thru August 31, 2027). Premiums and other changes will be reflected on your October 1, 2026 paycheck and September 15, 2026 for semi-monthly payroll.
What if I don’t want to make any changes to my benefits or dependents during Summer Enrollment?
No action is required if you do not want to make any changes to your, or your dependents' benefit elections during Summer Enrollment 2026. Your current benefit and dependent elections will simply roll forward to the new plan year on September 1, 2026. Although, we highly recommend that all employees log into their ERS account or call ERS to verify their contact and beneficiary information, as well as reconfirm their, or their dependents' benefit elections and make any needed changes during Summer Enrollment.
Where can I get information on upcoming Summer Enrollment webinars and how do I register?
Employees can obtain more information about the Summer Enrollment process, information regarding benefits, and upcoming changes by attending one of the Summer Enrollment webinars offered by ERS and one of multiple webinars offered by each of the benefit providers.
| Topic | Presenter(s) | Dates and Times |
|---|---|---|
| Summer Enrollment overview | Employees Retirement System of Texas (ERS) | |
| HealthSelect of Texas® |
BlueCross and BlueShield of Texas with Q & A Session |
|
| Consumer Directed HealthSelect℠ | Blue Cross and Blue Shield of Texas and Optum Bank with Q & A Session |
|
| HealthSelect℠ Prescription Drug Program | Express Scripts with Q & A Session | |
| Dental Plans (PPO and DHMO) | Humana Dental with Q & A Session | |
| State of Texas Vision℠ | EyeMed with Q & A Session | |
|
In-person ERS Summer Enrollment Fair Texas Women's University |
Hubbard Hall 304 Administration Drive Denton, Texas 76204 |
July 1, 2026, 10:30 am |
|
In-person ERS Summer Enrollment Fair Dallas College, Richland Campus |
Red River Hall 12800 Abrams Road Dallas, Texas 75243 |
July 2, 2026, 10:30 am |
| Term Life and AD&D Insurance | Securian Financial with Q & A Session | |
|
Texas Income Protection Plan℠ Short-term and Long-term Disability |
Alight, Inc., with Q & A Session | |
| TexFlex℠ Flexible Spending and Dependent Care | Inspira Financial with Q & A Session |
June 22, 10:00 am
|
You can view the full list of offered webinars and ERS Summer Enrollment Fairs by clicking this link: https://www.ers.texas.gov/event-calendars/enrollment-events. Also, please note that ERS has stated that they plan to post links to recorded webinars within approximately 10 business days of each event.
Qualifying Life Events
Important note: If you experience a Qualifying Life Event (“QLE”) during the ERS scheduled Summer Enrollment period of June 22 through July 24, you must update your benefit elections on, or within 30 days after your qualifying life event by calling ERS at 1-877-275-4377, TTY 711, Option 7 for Spanish (Opcion Siete (7) en Espanol). Also, please note that ERS is known to change the scheduled blackout period dates of when employees can make QLE changes online, therefore, employees are highly encouraged to call ERS directly to make any QLE changes during the months of June, July and August. Employees should request a written confirmation from ERS regarding any QLE changes.
Examples of Qualifying Life Events are:
| Marriage | Divorce/Court orders for health coverage | Birth of a child | Death | Employment changes | Insurance eligibility changes |
Where can I get even more information?
- Visiting the ERS Summer Enrollment Website
- Calling ERS at 1-877-275-4377, TTY 711, Option 7 for Spanish (Opcion Siete (7) en Espanol). ERS has extended customer service hours during Summer Enrollment from 7 a.m. – 7 p.m. CT, Monday – Friday.
- Emailing ERS using thier email template which can found at Contact ERS
- Email the Benefits Team at HRbenefits@untsystem.edu