Insurance benefits include medical, dental, prescription drugs, optional term life insurance, short term and long term disability, accidental death and dismemberment, dependent term life and long term care through CNA. Find health insurance costs.
Who is eligible?
Benefits-eligible employees are:
- Part time employees who work 20-29 hours per week (50 to 74 percent of FTE)
- Full time employees who work 30 or more hours per week (75 perecent of FTE)
The group benefit plan is administered by the Employee Retirement System of Texas (ERS) on behalf of the State of Texas. The health plan's official name is HealthSelect of Texas, or Health Select, and it is managed by United Healthcare.
Benefits-eligible employees must enroll the optional benefits (dental, optional term life insurance, short term and long term disability, accidental death and dismemberment and dependent term life insurance) during the first 31 days of employment.
Full-time employees automatically will be enrolled in Employee Only medical coverage, but must enroll dependents under medical coverage during the first 60 days of employment. Part-time employees must enroll themselves and any dependents into the medical plan during the first 60 days of employment. If the 31-day deadline or the 60-day deadline is missed, employees must wait until the next Annual Enrollment period, or may enroll if they experience a qualifying life event such as marriage, divorce, birth of child, etc.
Annual Enrollment is coordinated by ERS and is usually held in July. All employees may make changes to their ERS-administered benefits during Annual Enrollment.
The UNT System employer pays the cost of medical insurance for full-time employees, those who work 30 or more hours per week, and a portion of the cost for employees who work 20-29 hours per week. Employees must pay for insurance for family members. The cost of medical insurance for certain graduate student employees also is subsidized at some locations.
State law requires enrollees to certify tobacco use.
TexFlex Flexible Spending Accounts allow employees to pay for certain medical expenses and for daycare with funds deducted from pay prior to tax calculations. Benefits-eligible employees must enroll in TexFlex during the first 31 days of employment.
Human Resources Benefits Coordinators and the Support Center are available to answer some questions. Center staff may refer callers to ERS because only an ERS representative can answer certain specific questions. Eligible and enrolled employees may visit the ERS website to register and obtain a password for self-service activities.
State of Texas ERS Resources
- United Healthcare HealthSelect (ERS)
- ERS Prescription Drug Plan
- Caremark (prescription drug plan manager)
- ERS Tobacco Certification Policy
- ERS Dental Plans
- ERS Vision Benefit and eye exams
- ERS Flexible Spending Account (TexFlex)- Health Care
- ERS Flexible Spending Account (TexFlex) - Day Care
- ERS Short Term Disability Insurance
- ERS Long Term Disability Insurance
- ERS Dependent Term Life Insurance
- ERS Optional Term Life Insurance
- ERS Voluntary ADD Insurance
- ERS Basic Term Life Insurance
- Find the ERS Rate Calculator
- Find ERS health insurance costs.
- ERS Health Insurance Opt-Out Credit
CNA Long-Term Care Insurance
Long-term care insurance helps benefits-eligible participants provide for assistance when a serious illness or disability renders them unable, physically or cognitively, to care for themselves for a lengthy period of time. Long-term care can be provided at home or at a nursing facility, assisted living or an alternative care facility.
Long-term care insurance is offered to UNT System component employees, their spouses, parents, grandparents and spouse's parents through CNA, Continental Casualty Company. Employees may enroll at any time and premiums may be paid through payroll deduction.
- Contact a Human Resources Benefits Coordinator.
- Call the Human Resources Support Center, 1-855-878-7650.
- For payroll information, contact the Business Service Center, 1-855-868-4357.
- Find information about the federal Affordable Care Act.
Photo: Library Mall and the Hurley Administration Building, UNT, Denton