<?xml version="1.0" encoding="UTF-8"?><item href="/benefits/voluntary-retirement-savings-plans.php" dsn="news"><title>Voluntary Retirement Savings Plans</title><item_date/><author/><thumbnail/><summary>The UNT System offers the University of North Texas, University of North Texas Health Science Center, University of North Texas at Dallas and University of North Texas System Administration employees the opportunity to save for retirement by participating in the UNTS Voluntary 403(b) and 457 Plans.You can participate in the 403b plan by making pre-tax contributions. You are eligible to participate in this plan, whether or not you are actively contributing to it.The UNT System also offers UNT, UNTHSC, UNT Dallas and UNT System employees the opportunity to save for retirement by participating in the <a href="https://texasaver.empower-retirement.com/participant/#/login?accu=TexasWR" target="_blank">Texa$aver 457 plan</a> administered by Empower for ERS.Check out this comparison of the plans to help you decide between the two Voluntary Retirement Savings Plan options:<a href="sites/default/files/unts_tsa_plan_administration_document_1.pdf">UNTS Voluntary Savings Plan Document</a></summary><cat/><categories/></item>